Sequence of Return Risk

MANY BOOMERS THINK THAT AS LONG AS THEY AVERAGE A "GOOD" RETURN IN RETIREMENT THAT THEY WILL BE OK.

Sequence of Return Risk is the concept that your average return in retirement is not nearly as important as the order of those returns. For a quick teaser on why this matters please see my video below.


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The Biggest Risk someone faces in retirement is living too long. I know that sounds pretty morbid but the next biggest risk in my opinion is something known as sequence of return risk.  This is the concept that your average return is not as important as the order of your returns.  

From the slides below, we can see that someone who retired in April of 1970 was sitting pretty after 30 years, while the person who retired just one year earlier saw there wealth stay relatively flat over the next 30 years.  This however is a much better scenario than the person who retired in January of 1969 who actually ran out of money after 29 years.  

All of these individuals ran the exact same retirement plan but had drastically different results. In a world that has been manipulated by central bank money printing there are many different ways the future can play out and we believe we have several different strategies that can not only protect your purchasing power and retirement but also thrive in the upcoming environment.  


HOW MUCH TOTAL RETURN IS NEEDED THE SUBSEQUENT 3 YEARS TO RECOVER FROM A MARKET DECLINE WHILE YOU'RE WITHDRAWING FUNDS.   *WITHDRAWAL AMOUNT LOCATED IN MIDDLE GREY COLUMN


BOTH OF THESE INDIVIDUALS AVERAGED THE SAME RETURN !


NOTICE HOW A 16 MONTH WINDOW WAS THE DIFFERENCE BETWEEN RUNNING OUT OF MONEY AND HAVING OVER $2.5 MILLION DOLLARS!!!!  YOU NEED TO KNOW HOW TO PROTECT YOURSELF FROM THIS RISK.

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